Coverage Solutions Beyond the Standard Market
OIA Insurance Solutions gives retail agents direct access to specialty markets and hard-to-place coverage that traditional carriers won’t write.
Your Wholesale Partner for Complex Risks
For over 35 years, OIA has specialized in solving the coverage challenges retail agents face every day. From non-renewals to high-limit exposures, we deliver access to domestic and international markets that standard carriers can’t reach—backed by responsive service and competitive commissions.
Specialty Markets.
Smarter Coverage.
Our programs are designed to handle the risks that standard markets often decline. We provide tailored coverage solutions that are backed by trusted carriers, ensuring retail agents can move quickly with confidence while securing the protection their clients need.
Transportation Insurance
Our Transportation Program delivers comprehensive protection for commercial trucking companies, commercial fleets, and independent operators. With coverages ranging from auto physical damage and excess motor truck cargo to trailer interchange and warehouse liability, we give retail agents the tools to keep clients moving with confidence.
Professional Liability Insurance
Built for professionals who provide advice, services, or expertise, our Professional Liability Program offers broad protection including errors & omission, director & officers, employment liability insurance, and cyber liability. With flexible limits and tailored solutions, we help agents safeguard their clients against today’s most complex exposures.
Water Insurance Program
Our Water Insurance Program is the only market solution of its kind, designed for municipalities, utilities, rural districts, and private communities. Covering water loss, pipeline breaks, and line repairs, it provides critical protection for essential infrastructure and peace of mind for residents.
Fine Art Insurance
From museums and galleries to private collections and luxury assets, our Fine Art Program protects what’s most valuable. Coverage spans artwork, jewelry, instruments, and more — with access to global A+ rated markets and expert risk management support.
Property Insurance
Our Property Insurance Program offers tailored solutions for commercial, residential, and public sector risks. With coverages for multifamily, municipalities, schools, manufacturing, and catastrophe exposures, we provide agents with flexible property protection backed by trusted domestic and London markets.
General Liability Insurance
Our General Liability Insurance Program provides comprehensive protection for businesses of all sizes, helping safeguard against claims of property damage, bodily injury, and other common risks. With access to both domestic and London markets, OIA delivers flexible solutions that keep operations protected, reputations secure, and clients confident in their coverage.
How We Work With You
Our process is built to save you time and strengthen client relationships — simple steps that lead to the right coverage, faster.
Submit a Risk
Send your toughest accounts, we specialize in coverage others decline.
We Go to Market
Our team leverages deep carrier relationships to deliver competitive solutions.
Coverage Secured
Your client is protected, and you’re rewarded with fair compensation.
Trusted by Retail Agents Nationwide
Our partners trust us to deliver responsive service, reliable solutions, and coverage others can’t secure. Here’s what they have to say.
"Technical Expertise"
"Bob was instrumental in drafting one of my insureds cyber and active assailant coverages. His technical expertise, and collaborative approach made the product market ready with plenty of options and quick turnaround"
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Your Next Coverage Solution Starts Here
