Water Insurance Program
OIA has developed a custom Water Insurance Program designed for risk-conscious municipalities, rural water districts, private golf course communities, cannabis growers and additional programs. The program specifically addresses water loss, pipeline breaks, line repair for water and sewer lines, and sewer line issues.
Available Coverages
Through our collaboration with A+ rated global insurance markets, OIA delivers the only true water loss and infrastructure insurance program available today.
Covers water losses (high water bills) up to $2.5K* with no deductible per year.
Covers repairs to main line up to $10K* with no deductible per year.
Covers repairs to sewer line up to $10K* with no deductible per year.
Programs
Our Water Insurance Programs are designed to meet the needs of municipalities, utilities, and communities with unique infrastructure challenges. From protecting homeowners against costly water line repairs to creating custom solutions for specialized systems, OIA delivers flexible coverage options backed by trusted markets — while also creating a new source of revenue for municipalities and their partners.
Why Choose OIA
Competitive Commission Rates
Earn strong commissions with added incentives for higher volume.
Expert Wholesale Claims Management
Enhanced transparency, advocacy, and communication —driving better claim resolutions.
Broader Market Coverage
Broader coverage and competitive rates, including domestic and international markets.
Underwriting Expertise
Ability to write hard-to-place risks based on underwriting expertise and risk management practices.
Your Next Coverage Solution Starts Here
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