OIA INSURANCE SOLUTIONS

General Liability Insurance

OIA Insurance Solutions, in collaboration with global A+ rated insurance markets, can provide the most creative and comprehensive general liability coverages available, offering financial protection for common accidents in your business. Our broad insurance offerings can be written on a primary, excess or reinsurance basis.

Available Coverages

OIA Insurance Solutions provides general liability coverage built to protect businesses from claims of injury, property damage, and negligence. With access to both domestic and international markets, we tailor solutions for a wide range of industries and risk profiles.

Property Damages

Covers repair or replacement costs if your business operations cause damage to another person’s property.

Slip and Fall Injuries

Provides coverage for injuries sustained by customers, vendors, or visitors on your business premises.

Legal Fees & Defense Costs

Pays for attorney fees, settlements, and court costs associated with covered liability claims.

Medical Payments

Covers immediate medical expenses for injuries sustained by third parties, regardless of fault.

Reputational Harm

Protects against claims related to libel, slander, or other statements that cause damage to another’s reputation.

Advertising Injury

Protects businesses from claims related to copyright issues, misused content, or misleading advertising materials.

Additional Coverage

Our General Liability program extends beyond basic protection, offering clients access to comprehensive solutions that safeguard their operations from every angle. From broad business owner’s policies and product liability coverage to custom programs and commercial umbrellas, these additional options provide flexibility, higher limits, and peace of mind for businesses facing complex risks.

Why Choose OIA

Competitive Commission Rates

Earn strong commissions with added incentives for higher volume.

Expert Wholesale Claims Management

Enhanced transparency, advocacy, and communication —driving better claim resolutions.

Broader Market Coverage

Broader coverage and competitive rates, including domestic and international markets.

Underwriting Expertise

Ability to write hard-to-place risks based on underwriting expertise and risk management practices.