How Wholesale Brokers Keep Trucking Accounts Covered in Tight Markets

Why OIA Insurance Solutions is Your Advantage When Capacity Shrinks

The trucking industry is the backbone of our economy—but when it comes to insurance, it’s one of the toughest classes to place. Rising loss costs, nuclear verdicts, and market exits have made transportation risks increasingly difficult to cover. For retail agents, this shrinking capacity creates real challenges: carriers are tightening their appetites, premiums are climbing, and many accounts simply don’t fit the box.

That’s where wholesale brokers step in. And at OIA Insurance Solutions, we specialize in helping retail partners keep their trucking clients protected—even when the market feels like it’s closing in.

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The Challenge: Tight Markets and Limited Options

Transportation risks, especially trucking, have always been viewed as high-hazard. Today’s environment only magnifies the challenge:

• Carrier exits leave fewer markets willing to write trucking accounts.

• Rising premiums force clients to shop more aggressively for coverage.

• Strict underwriting means more accounts get declined, even with solid operations.

For retail agents, this can put client relationships at risk. If you can’t deliver a solution, another agent will.

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How Wholesale Brokers Create Solutions

Wholesale brokers like OIA Insurance Solutions bridge the gap between retail agents and specialized carriers. Our role is to open doors to markets and programs that most agents can’t access on their own. For trucking, that means:

• Access to exclusive transportation programs designed specifically for trucking operations.

• Market relationships with both domestic and international carriers that still have appetite for tough risks.

• Creative structuring to help accounts fit within shrinking capacity, from layered coverage to alternative solutions.

• Expert underwriting knowledge to present risks in the best possible light.

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Why Partner with OIA Insurance Solutions

Not all wholesale brokers are created equal. At OIA Insurance Solutions, transportation is one of our core strengths. We’ve built our reputation on helping agents place trucking accounts when the market seems to say “no.”

Here’s how we support you:

• Dedicated transportation expertise – Our team understands the unique challenges of trucking accounts.

• Strong market leverage – We know which carriers are still writing trucking and how to access the right terms.

• Commitment to retail partners – We work behind the scenes to make you look good to your clients.

• Solutions that stick – From single-unit owner-operators to large fleets, we help craft coverage that lasts.

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The Bottom Line

Tight markets don’t have to mean lost trucking accounts. By partnering with OIA Insurance Solutions, retail agents gain a powerful wholesale ally who knows how to navigate shrinking capacity and find solutions where others can’t.

Your clients need coverage. You need a partner who can deliver. OIA Insurance Solutions is here to help you keep trucking risks covered—no matter how tough the market gets.

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